What if you or a family member severely injures someone in an automobile mishap and you're at fault? What if a visitor falls on your steps and is disabled with a severe injury? Are your auto and homeowners limits enough to protect you?

If not, then the answer may be personal umbrella liability insurance from Commerce/Citation Insurance. Commerce's Umbrella policy provides insureds extra protection for their home, auto, watercraft, and personal liability in the event a claim results in a lawsuit. Speak with your Commerce agent about securing your own Personal Umbrella policy for additional insurance protection up to $3 million against lawsuits at an affordable price.